The unique feature of annuities is Their Ability to Provide guaranteed income for life. People shop to fill a need. If security is That need, head straight for the aisle annuities. In particular, Retirees can take the proceeds of Their company qualified plans - 401 (k) s, Simple IRAs and Such - to the store and buy the immediate annuity annuities. Employers can shop for immediate annuities to fund defined-benefit pension plans. Even governments – not ordinarily considered careful shoppers – should consider immediate annuities as alternatives to increasingly-costly retirement systems now supported by transfer payments.
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